Lifetime Home Services partners with Credit Karma to help connect you with multiple lenders in one place. Depending on your credit profile, you may see personal loan options with fixed monthly payments and clear terms — making it easier to budget your project without tapping into home equity.
Apply Today. Take Time to Pay.
With promotional financing from LIFETIME HOME SERVICES, major purchases don’t have to wait. Get what you want now and pay over time.
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How It Works
Applying is convenient, fast and safe!
Step 2
Get a Decision
You'll get an instant credit decision after you submit the application.
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Step 3
Start Shopping
If you're approved, you'll receive a temporary account number so you can start shopping right away.
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FAQ
Any Questions?
What financing options are available for my home improvement project?
How much can I borrow for my project?
Loan amounts vary by lender and your personal credit profile, but many homeowners qualify for anywhere from a few thousand dollars to larger amounts for major renovations. Your available offers will be based on factors like credit score, income, and existing debt.
Will checking my offers affect my credit score?
Viewing loan offers through Credit Karma typically uses a soft credit check, which does not impact your credit score. If you decide to move forward with a specific lender, they may perform a hard inquiry at that time.
How fast can I get funded?
Many lenders provide decisions quickly — sometimes within minutes. Once approved, funding can happen in as little as 1–3 business days, depending on the lender and your bank.